The State of Connecticut, Department of Banking, has just announced issuing a cease and desist notice to US National Legal Solutions, / USNLS, Inc.
According to the State:
- Respondent is a purported California corporation with an office at 92 Corporate Park, Suite C254, Irvine, California.
- On September 28, 2010, a Connecticut resident, while physically present in this state, entered into an “Agreement for Research and Analysis” (“Agreement”) dated September 21, 2010 with Respondent, in which the Connecticut resident engaged the services of Respondent to examine the potential for restructuring and lowering the Connecticut resident’s general debt and real property secured debt. In connection with such Agreement, the Connecticut resident executed a “Third Party Authorization and Agreement to Release for USNLS” for purposes of having Respondent assisting in pursuing and negotiating a loss mitigation alternative.
- In connection with the Agreement, the Connecticut resident paid $3,960 to Respondent, which amount is in excess of amounts that debt negotiators may charge for services pursuant to the Schedule of Maximum Fees established by the Commissioner on or about October 1, 2009 (“Schedule of Maximum Fees”).
- The Schedule of Maximum Fees provides, in pertinent part, that “[a] debt negotiator of secured debt, including Short Sales and Foreclosure Rescue Services, may impose a fee upon the mortgagor or debtor for performing debt negotiation services not to exceed five hundred dollars ($500). Such fee shall only be collectable upon the successful completion of all services stated in the debt negotiation service contract”.
- At no time relevant hereto has Respondent been licensed to engage or offer to engage in debt negotiation in this state, nor did Respondent qualify for an exemption from such licensure.
- On October 13, 2011, the Commissioner received a complaint filed by the Connecticut resident concerning Respondent’s failure to perform or successfully complete the services specified in the Agreement. – Source
It is yet again why you don’t want to mess around in Connecticut without being licensed.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
I can always use your help. If you have a tip or information you want to share, you can get it to me confidentially if you click here.