My wife and I have about $50,000.00 of credit card debt. We both work and we are also paying off our kids college.
I do not want to contact a debt settlement company because I believe they are all scams.
I also do not want to file bankruptcy.
I just want to know if there is an honest solution to reduce our debt situation.
The credit card payments are strangling us. Looking for good advice. Hope you can help. Thanks,
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