On January 28, 2013, I was contacted by telephone from a Nicholas Paul, who discussed with me concerning my outstanding debts owed on credit cards. I fee that I was high pressured in signing agreement forms to let this company represent me in eliminating these balances. So I was talked into signing up for installments twice monthly in the amount of $305.74 on the 2nd abd’$305.75 on the l5th of each month as these are my paydays.
However, later on I had a conversation with one of the paralegals in this office and she stated this money would be for the legal fees for the law office and would not be used to pay any of my creditors. This really was not my understanding when I signed this paperwork and feel like I have be deceived.
Law Offices of Paul A. Herman, P.A.
20423 SR 7
Boca Raton, Fl 33498-6747
I would first approach this company and/or lawyer and let them know you have changed your mind. Explain that you want to terminate the agreement you signed. In my opinion no upstanding debt relief company should hold you to that agreement especially considering they probably have not delivered much in the way of services yet.
I’d like to give Mr. Herman the benefit of the doubt that he sees it is reasonable to terminate your agreement and refund the money you have paid if nothing has been done yet.
You might want to consider going to your local bank and asking about how to cancel future debits.
You might want to read How to Try to Get a Refund From a Debt Relief Company and follow the step-by-step approach to proceeding.
Please keep us all posted on what happens.
Please post your responses and follow-up messages to me on this in the comments section below.