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American Debt Mediators Offer: Myth vs Reality

Quick Answer: American Debt Mediators sends misleading mailers that appear to offer debt settlement services, with different phone numbers and catalogs referenced in various mailings. The company’s catalog 36 referenced in recent mailers was non-functional, though catalog 35 clearly showed debt settlement services being offered.

Not that long ago I reviewed an offer sent to a consumer from American Debt Mediators. You can see that offer here and the points I felt were misleading in the offer mailed and their website.

But an amazing reader just sent in a new debt relief mailer through my I Buy Junk Mail program.

The Envelope

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The part the headline left out

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The Letter

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This offer bears a different toll-free telephone number than the last one and has a slightly different message. Probably the most interesting part is the new bit of information about the catalog sent to consumers. The web address at the bottom for catalog 36 actually did not work but there was a catalog 35 available online. The catalog is below.

The Catalog #35

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Clearly appears to offer debt settlement services.
Clearly appears to offer debt settlement services

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This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.

If you receive a credit or debt relief offer in the mail, do some good and let me pay you for it. Click here.

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Before You Sign Anything: Run any debt relief contract through the free Contract Decoder to spot hidden fees and unfair terms. Check the company’s complaint history with the Scam-O-Meter.

Compare Your Real Options: Most debt relief companies won’t tell you about all your options — especially the ones they can’t profit from. Credit counseling has a 21-27% completion rate. Settlement resolves about 1% of enrolled debts fully. Bankruptcy has a 95% discharge rate — and protects your retirement. Take the Find Your Path quiz for a recommendation based on your actual numbers.

author avatar
Steve Rhode The Get Out of Debt Guy | Consumer Debt Expert
Consumer debt expert & investigative writer. Personal bankruptcy survivor (1990). Washington Post award-winning author. Exposing debt scams since 1994.

3 thoughts on “American Debt Mediators Offer: Myth vs Reality”

  1. American Debt Mediators operates under the domain of eCorporateOffices.com. This is a scam operated by Abraham Kuimelman of Brookline, MA and Eitan Kmelman of NYC. Listed on the mailer is Magic Jack Plus Telecommunications which I trace right to these thieves.

    Reply
  2. I will never understand why anyone uses these type of companies. The damage they do to your credit is unbelievable. I wish the government would ban them.

    Reply

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