Quick Answer: ConsolidationOffer.com appears to be a misleading debt settlement scam that uses official-looking government seals and vague language to disguise monthly payment programs as debt payoffs. The mailer lacks sender identification, comes from Santa Ana postal permit 507, and misleadingly suggests debts will be “satisfied” when it’s actually offering debt settlement services through third-party attorneys.
It appears this debt settlement offer is making the rounds. The reader reports it was sent in a blank envelope from postal permit 507 in Santa Ana, California. There was no indication who the sender was on the outside.
An amazing reader sent in a new debt relief mailer through my I Buy Junk Mail program.
As you will see below the inside of the mailer does not disclose who the sender is either. It does however use the same mailing address as was used in other mailers here and here.
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The mailer uses an official looking eagle seal at the top and appears to be an official government mailer.
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The mailer appears to infer the recipients debt will be paid off and the account will be reported as satisfied on the credit report. Of course it is very misleading since this is an offer for a monthly payment debt settlement program and not a loan.
In fact the mailer says leads generated from this mailer will be serviced by outside firms including attorneys. You’ve got to love the statement “Requires program completion.” That seems a qualifier to the impression the debt will be paid off as given in the first paragraph of the mailer.
This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.
If you receive a credit or debt relief offer in the mail, do some good and let me pay you for it. Click here.
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Before You Sign Anything: Run any debt relief contract through the free Contract Decoder to spot hidden fees and unfair terms. Check the company’s complaint history with the Scam-O-Meter.
Compare Your Real Options: Most debt relief companies won’t tell you about all your options — especially the ones they can’t profit from. Credit counseling has a 21-27% completion rate. Settlement resolves about 1% of enrolled debts fully. Bankruptcy has a 95% discharge rate — and protects your retirement. Take the Find Your Path quiz for a recommendation based on your actual numbers.
