What in the World Do I Pay First to Clean Up My Credit Report? – Susan

“Dear Steve,

I have a lot of charge offs and medical bill collections, I also have a few good accounts on file.

What in the world do I pay first to clean my report up?


Dear Susan,

First, get a copy of your consolidated credit report. This consolidated credit report is the same one I use and I love the easy to read format.

Next, it will be easy to identify the old and outstanding debts on the report. I would suggest that you use the debt snowball approach to pay off those old debts.

Doing that will help to improve your credit score. But you could also purchase the credit score option with the consolidated credit report and it will specifically tell you which debts will improve your score the most when taken care of.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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