Well here is yet another version of a debt settlement mailer being sent out to consumers. This one comes from Wichita, KS postal permit 1148.
The address of the sender is 2611 Internet Blvd, #021, Frisco, Texas 75034. According to the BBB that is the address for United Debt Services. They list David Melrose as the owner. Melrose is also reported as the owner of Payment Relief Center. – Source
The inside of the mailer is problematic to me. It does not clearly identify the company and instead refers to something called the Department of Negotiation. It is signed by someone named Kirk Lanahan. The mailer makes no mention of the fees for this Texas based company and in my opinion misrepresents their total cost.
The promised benefits are a lower monthly payment and bankruptcy alternative but that is a misleading statement when put into context considering the payment will not be lowered unless the creditor comes to an agreement.
The fine print at the bottom is perplexing. It says “Results from 2011 enrolled for 36 months” but 36 months from 2011 would be 2014. And if they meant the other way then these would be results from 2008 which would be irrelevant today.
My vote is consumers receiving such a mailer should beware.
This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.
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