Here is what the Connecticut Department of Banking says:
IN THE MATTER OF:
LAW OFFICES OF TIMOTHY MCCABE, P.A.
CONSUMER ASSISTANCE PROJECT, CORP
f/k/a BACK OFFICE LAW PROJECT, CORP
(“Consumer Assistance Project”)
McCabe is a former attorney with offices at 30 S. M. Street, Lake Worth, Florida, and 1350 E. Newport Center Drive, Suite 100, Deerfield Beach, Florida.
Consumer Assistance Project is a Florida corporation with an office at 2332 Galiano Street, 2nd Floor, Coral Gables, Florida.
On or about January 7, 2013, a Connecticut resident entered into a Retainer Agreement with McCabe in which McCabe agreed to represent the Connecticut resident in the possible modification of such resident’s mortgage loan.
In connection with such Retainer Agreement, total payment of $2,085 was paid to McCabe by the Connecticut resident referred to in paragraph 3 above, which amount is in excess of amounts that debt negotiators may charge for services pursuant to the Schedule of Maximum Fees established by the Commissioner on or about October 1, 2009 (“Schedule of Maximum Fees”).
The Schedule of Maximum Fees provides, in pertinent part, that “[a] debt negotiator of secured debt, including Short Sales and Foreclosure Rescue Services, may impose a fee upon the mortgagor or debtor for performing debt negotiation services not to exceed five hundred dollars ($500). Such fee shall only be collectable upon the successful completion of all services stated in the debt negotiation service contract”.
On or about April 8, 2013, the Connecticut resident referred to in paragraph 3 above, entered into a Donating Membership Agreement with Consumer Assistance Project in which Consumer Assistance Project agreed to represent the Connecticut resident in the possible modification of such resident’s mortgage loan.
In connection with such Donating Membership Agreement, total payment of $2,380 was paid to Consumer Assistance Project by the Connecticut resident referred to in paragraphs 3 and 6 above, which amount is in excess of amounts that debt negotiators may charge for services related to secured debt pursuant to the Schedule of Maximum Fees.
At no time relevant hereto have Respondents been licensed to engage or offer to engage in debt negotiation in this state, nor did Respondents qualify for an exemption from such licensure.
In September 2013, the Connecticut resident referred to in paragraphs 3 and 6 above spoke with Chastity Valdes, the President/Director/CEO of Consumer Assistance Project, and requested a refund of the monies paid to Consumer Assistance Project. The Connecticut Resident subsequently received a refund of $1,190 from Consumer Assistance Project.
November 25, 2013, the Commissioner received a complaint filed on behalf of the Connecticut resident referred to in paragraphs 3 and 6 above concerning Respondents’ failure to perform or successfully complete the debt negotiation services. – Source
Other companies recently appearing on the Connecticut website include:
Liberty Credit Law
Consumer Relief Programs
Consumer Advocacy Assistance
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