American student that studied at a UK university, finances fell through, so I had to leave (I withdrew) the university and country in debt.
UK collectors are now contacting me and saying that there was a breach in my immigration status since I owe debt. Since I am American, I don’t need a visa to visit, so I was wondering if the border agency’s knowledge of my debt will bar my entry into the UK.
First, to my knowledge owing debt has nothing to do with “breaching” your Visa or immigration status. You should have no issues returning to the UK to visit just because you owe student loans. You can confirm this by contacting the UK Border Agency.
I am assuming you are now living back in America. Are the collectors that are contacting you in the UK?
What type of student loans were these? Also, how much do you owe?
Are you in a position to repay these?
I ask as student loans in the UK do have a couple of unique factors. One is that they cannot be discharged in bankruptcy. The other is that once you finish your studies you do not have to repay the loans until you earn over £21,000 per year. And then you pay back a percentage 9%, of any income over the £21,000, as a repayment.
I hope this helps.
Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.
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