My ex-husband and I were living together for the past 5 1/2 years; he just left a week ago. We are on a loan together for a 2005 Ford F-150 which he owes $23,000 on. He won’t refinance the loan to get my name off (he probably couldn’t get the loan anyway).
I don’t want to get stuck with this; I have been working two jobs for the last 5 years trying to get my credit straight and in the next two years I should be almost debt free (except for my car loan, which is fine). I don’t want someone coming after me for this; please help!! I can’t talke this anymore and don’t know what to do
I’m afraid that the only way to get your name off this loan would be if he refinanced it or the loan was paid off. There is no obligation that I am aware of for the lender to release you from any liability for this joint loan.