Unanswered Questions

I’m a Single Nursing Student But Can No Longer Afford to Pay My Bills. – Season

Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here.

“Dear Steve,

I am a 29 year old single, Nursing Student. I have had to take a severe pay cut due to the financial issues. I have recently cut and are trying to continue lower payments, just to make ends me. I current rent an apartment and lease a truck. I also have a mortgage that is in my name, but the deed has been transferred to other person who is currently making the payments due to my financial situations

I owe American Express approx $15K – I use to be current on all my bill, but due to recent troubles I can no longer afford to pay them. The phones calls have started, I have offered to try to pay them 10-20 a month, they tell me that they wont accept that. They tell me that they “wish me luck” and that I should consider filing bankruptcy. They also want to know who is making payments on my truck as well as my mortgage. I try not to answer those questions. I make minimum money. I dont know how to handle the situation or what I should do?


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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