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I have a credit score of about 458 and i have a lot of medical bills on there that are small and one aparment complex that i owe 1,900 and a few credit card bills someone told me its not going to increase my score by paying these off. I want to know how to increase my credit score i have student loans and a car also. I actually have the funds to pay off the car but wanted to see if its worth it or should i take the money and pay off the small debts and open a secured credit card to make consistent payments on. Please advise
How do i increase my credit score over the next several months..