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My Car Lender Said They Could Refinance My Loan and Then Denied Me. – Manuel

“Dear Steve,

i currently have a vehicle that i am way upside down on, the monthly payments are 636 dollars a month, and my pay checks have been cut in half because of the economy. I have contacted the company to seek help and find a solution but all they said i could do was refinance my vehicle, but they denied me for that. My interest is currently at a 13.5% and at this point im going to start missing payments because i simply cannot afford it anymore. Is there a way to have the company lower my interest or payments for the duration of my loan?

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

Manuel”

Dear Manuel,

I would suggest that before you start missing payment you first contact LendingClub.com and look for a loan to refinance the car from the LendingClub peer-to-peer lending network.

If that does not work for you then try eloan.com. They refinance vehicles.

Please update me on your progress by

P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.

Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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