“Dear Steve,
I have credit cards and personal loans in Dubai and I am paying them in bits and pieces every month. My monthly payments is exceeding my curent income and due to the late payments and back log which I have it is so difficult to get them back in control. I can’t see any solution to this problem as the amounts are huge and it is way out of control. I can’t even get any further loan because of my bad credit history and my company is not listed with most of the banks.
My question is, that if I plan to exit the country how can I ensure that the banks has not imposed a travel ban on my pasport yet and I will not be stopped at the airport? as they always threaten me by sending messages that the travel ban is imposed to put a pressure for payment. I travelled to U.K in August without any hassles under the same circumstances.
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Aftab”
Dear Aftab,
The best option would be for you to find a local lawyer in Dubai that can research this and make the inquiry for you.
Steve
The below information has been sourced from wirestork.com.
When the receiver of a cheque (which bounced) files a complaint in the police station against the issuer, the case is forwarded to the public prosecution and then to the criminal court. The criminal court may convict the issuer (based on evidence provided by the complainant) and give him two options – pay the money or go to jail.However, in case of failure to get cheque amount despite imprisonment, the complainant should present his case to the civil court to claim the money along with documents and evidence to prove it. The civil court could then either demand the issuer to pay or face the jail term.
If a certain person was convicted for a bounced cheque case and has served jail term, he or she stands released after the period. However, if the original complainant files the case again in the civil court, he or she will have to pay the unpaid amount or go back to jail. In case there is no pending or second case once the jail term is completed, the person is free to leave the country after collecting his impounded passport.
I left my debt behind in Dubai in 2008. Iris scan was not done in Dubai ever for me. I have a renewed passport, along with old passport no mentioned in the last page. I am getting a job offer in Oman. would it be a problem for me, if land there? I appreciate your advice. Thanks
Hi, I am currently in my country and the guarantor is still in UAE. loan is with a significant outstanding. i haven’t been contacted by the bank for more than 2 years. why do you think they have stopped contacting me?. What consequence the Guarantor can face?
Hi Steve, Is it possible that banks can arrest the guarantor for the actual borrower’s default?
I’ve not heard of that happening.
Thanks for the reply. I am currently in my own country and the guarantor is still in UAE. i haven’t been contacted by the bank for more than 2 years. why do you think they have stopped contacting me? it is a significant outstanding.
I would like to know whether i will face travel ban or immigration problems at the airport for not paying my cellphone bill in UAE.
Bill amount is 1300 AED. I am on employment visa and going back to my home country after canceling my current visa.I am unemployed right now and the company wound up its operations in UAE without prior notice.Kindly advice.
my name is siraj from pakistan, i cancel my visa in jumaira prison in 2007. and i talk with another company for visa. after a month the company send me the visa, but when i am reached to dubai airport and the imegration check my eyes the deport me from the airport. now i don.t know that for how many time i banned to dabai,
good day mr steve
like the others i have a few unsettled loans and unpaid credit cards in dubai and im currently living here in the phil. my prob.is im about to out of of the country as a sea man, dnt know the destination yet but definetly not in dubai,then lately i recieved a called from their agent and telling me that i was on the travel ban list..my question is am i going to have a prob. going out of our country?will the immigration stop me? i am looking for a second chance to put my wrong doings right…so pls help me thanks.. and more power steve
Hi Steve ,
I had some debt in my credit cards in dubai in 2009. I cancelled my visa with out clearing the debts,but i paid my debt at a later stage and and now i am in bahrain and been travelling in and out of gcc. now i need to travel to dubai. I believe if i have a ban in dubai it will be for all gcc na?. so can you please help me where i can know if i have a ban in dubai?
My understanding is that a travel ban is extended to all GCC countries. So if you are able to travel without a problem I would assume you’d be able to travel into Dubai without a problem either.
I’m already in Sri lanka, but i had dues to pay the bank, unfortunately i couldn’t pay as my visa was expired and i couldnt find somebody to get a Visit visa to go back. Now i’m getting good opportunities, and i hope i can pay back with the offered salary, but i’m afraid at the arrival there will be any problem.
i have worked for 7 months in dubai and left without cacelling a visa in 2007. Now can i come to duabi for a visit?
Manoj
hi. steve,, i have had a very bad time by 2009 and left all my debts in personal loans and credit cards which is more than 200K because i lost the jobs while on vacation. Now i am planning to leave to Australia from India (I am now residing in India) but I am scared if there is any International travel ban, Will they arrest me in Sydney??
A Dubai travel ban is only enforceable within the middle east GCC countries.
My advice about consulting a lawyer about debt in Dubai is simply prudent. There appear to be few good options other than to leave the country and only a lawyer in Dubai can provide specific legal advice based on local law after reviewing the entire situation.
Hi Steve, I just can’t help noticing that most of your advice is ” consult a lawyer”….Most people spend time to discuss to you their problems hoping you could enlighten them a bit, but what is the point in writing to you when you will just simply tell your readers to “go find a lawyer”
Hi Steve, I just can’t help noticing that most of your advice is ” consult a lawyer”….Most people spend time to discuss to you their problems hoping you could enlighten them a bit, but what is the point in writing to you when you will just simply tell your readers to “go find a lawyer”
My advice about consulting a lawyer about debt in Dubai is simply prudent. There appear to be few good options other than to leave the country and only a lawyer in Dubai can provide specific legal advice based on local law after reviewing the entire situation.
Hi,
I have a vehicle loan in NBAD also many credit cards from other banks. I was terminated 1 year ago by my previous employer. Now i got a new job offer from a Dubai Government company. Is there is a ban for me in UAE? I am willing to pay back my all credits to all banks. will they allow me to enter in UAE?
Sir please tell me I have personal loan and a credit card loan and I have been paying all the loans expect only one loan they sent me for payment restructure and they are still deciding as to how to restructure so would they have put a travel ban