credit reports

When Should I Pull My Credit Reports?

August 20, 2020March 18, 2015 by Research Department

A close friend recently asked me for advice about reviewing her credit reports and credit scores. A few years ago, when she got a mortgage, her scores were very good — in the 800s — but she has since had a run-in with a department store card that she fears may have had a negative impact on her credit. So …

5 Things You Absolutely Need to Find in Your Credit Reports

August 14, 2020March 6, 2015 by Research Department

You probably already know it’s a good idea to review your credit reports and your credit scores. But what happens when you get a copy of your credit report and you aren’t sure what to make of it? In a recent survey by Credit.com, 27% of consumers who said they had reviewed their credit reports were …