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“Dear Steve, To make a long story short, two things contributed to my heavy debt-load: 1) a couple of years ago, I was expecting a large commission on a piece of business I sold that was awarded to the company I worked for…and that particular commission would have wiped-out my debt (at that time)…plus some. …
I understand the argument that going bankrupt is bad. Some people object to going bankrupt for moral reasons or religious reasons. I get that. When I went though my money troubles, and eventually bankruptcy, I felt the same way. It was a great struggle for me. But after years of helping people with bad debt …