Congratulations! You’ve met the man or woman of your dreams and have moved in together or are planning the big move. You’re probably in the “ain’t love grand” stage, and we’d prefer not to burst your bubble. But how about a dose of realism, especially about money? When you live with someone, you and your partner must make decisions about ... Read More »

So your credit’s not so hot. A few late payments, maybe an account or two that went to collections. What’s the big deal? As you’ve probably found out, it may be a very big deal. You’ve probably already been turned down for the best credit cards and maybe you’ve had trouble getting a car loan. Perhaps you’ve even put off ... Read More »

Noname “Dear Steve, My fiancee and an ex had a joint account at a furniture store. When they split she forgot to remove him from the account and he ran up a 15,000 bill. The company has now put a judgement and garnishment against her for the full amount because they can’t find the guy. Any ideas How do we ... Read More »

Merle “Dear Steve, I have a credit card that I’ve had for over 10 years. It was in mine and my husbands name. I have been paying by check signing my name all this time. My husband passed away almost 2 years ago. They found out and are now calling for the full amount of $6,000. I haven’t been late ... Read More »

“Dear Steve, I was offered to apply for overdraft protection on a checking account via telephone. As it turned out, all overdraft payments were actually cash advances, therefore high interest rates. But this is the problem. My wife recently got her annual credit report and found that the bank had this on her credit as a joint account. My wife ... Read More »