LTFB

Less Than Full Balance Plans and the Problems They Create for Credit Counselors

December 12, 2011 by Michael Bovee

For many years debt relief plan providers, such as nonprofit credit counselors, and debt settlement service providers, have been seen as two separate and distinct structures in the debt relief services industry. These two sides of the industry have often been at odds with one another. While debt settlement providers have never come together as …

Dear Credit Counseling, Times Only to Get Tougher.

April 17, 2013January 31, 2011 by Steve Rhode

Now that the last storm in debt relief is quieting, namely hurricane ‘debt settlement’ that was quelled by the FTC Telemarketing Sales Rules, it has given me an opportunity to poke my head up and take a wide look at the debt relief horizon. And what I’m seeing is concerning. My roots in the debt …