All posts by Michael Bovee
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Michael Bovee Give Us His Impression Of the Liberty Aid Sales PitchI was asked recently what I thought of the product Liberty Aid was promoting. So I turned to Michael Bovee for his opinion. Here is Michael had to say. Back when I first started out in the...
- Posted June 12, 2017
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How Can I Swap My Student Loan Debt for a Promissory Note Instead?“Dear Michael, How can I find out which bank has the loan for my student loans? I know that FedLoan Servicing is actually servicing the loan but I would like to know how I can find out...
- Posted November 3, 2016
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The Collector Said My Debt Was Verified But I Don’t Believe Them. – Alex“Dear Michael, I sent debt validation demand to debt buyer, they answered that debt was verified therefore they can continue collections. I don’t believe they can show any evidence that they own any debt. They placed derogatory...
- Posted August 30, 2016
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How Can a Collection Company Change a Medical Debt From My Wife to Joint?“Dear Michael, I called a collection agency last week to pay off an account I had with them. This week they took 9 of my Wife’s medical bills changed the status from “Personal” to “Joint” and reported...
- Posted July 26, 2016
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How Do I Get a Judgment Changed to the Right Company?“Dear Michael, I had a judgement a few years ago its on my county records as a lien The company Equitable Acent is no longer in business. Algate owns the company now. Since the name on the...
- Posted July 26, 2016
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Can I Get Rid of My Student Loans Because of False Certification?“Dear Michael, I am US citizen with high school diploma obtained from another country of birth in 1969. I enrolled in US College pursuing 4 year degree in 1993. The school did not follow admission procedures and...
- Posted July 12, 2016
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Midland Funding Keeps Trying to Collect From Me“Dear Michael, Midland Funding is trying to collect from me. I don’t know who these people are and never did business with them…but they say I owe them ,and placed a collection on all credit reporting agencies...
- Posted July 6, 2016
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I Have Decided to Default on My Private Student Loans“Dear Michael, I have decided to default on my private student loan. I am prepared to deal with the consequences whatever they are because for a few years now I feel I’ve been just wasting my money....
- Posted July 6, 2016
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American Education Services Student Loans with a Debt Collection AgencyQuestion “I cosigned a student loan for my daughter with American Education Services, and she thought it was deferred until she graduated. Which just happened last year fall semester. I have been getting calls from MRS Associates...
- Posted May 31, 2016
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How Do I Make a Settlement Offer to Key Bank on My Private Student Loan?Hi Andrew. Here’s my story. I have 2 private student loans from KeyBank for approximately 60K. I defaulted 5 years ago (April 2011) and have not made a payment since. I received a settlement offer from law...
- Posted May 31, 2016
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A Video Look Into Student Loan Borrower Defense to Get Loans ForgivenWhat happens when you get taken in by a misleading pitch, or a deceptive action leads you to make decisions you would otherwise not have made? You get hurt… probably mad, and even depressed. But what if...
- Posted May 31, 2016
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Should I Buy a Used Car?
Question: Dear Michael, I am a middle aged divorcee women with no mechanical skills whatsoever. I normally purchase new cars when one is needed. I purchased a new car in 1990 and kept it for over 17...
- Posted May 10, 2016
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Why Won’t the Debt Collector Agree to Remove the Debt From My Credit Report if I Pay?Question: Dear Michael, I have a collections account with AFNI on my credit report. It is a valid debt that I owe the company they are collecting for. I keep trying to ask them if they would...
- Posted April 18, 2016
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Teacher With Reduced Salary is Struggling With Bank of America and Chase Bank“Dear Michael, Thanks so much for providing the people with this opportunity to communicate with you! I am writing to you to seek advice since I find myself in a desperate situation with credit card debt. I...
- Posted February 24, 2016
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Beth’s Story: Is Debt Settlement the Answer?This is the third part in a four-part series about Beth, who’s struggling to make monthly payments on her debt. I encourage people struggling with unaffordable debt to use this as a debt relief information guide. The...
- Posted June 10, 2015
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