I Made Poor Financial Decisions But Learned From It. Now I Want to Rebuild My Credit. – Mike

“Dear Steve, Steve, Im a 29 year old father of three. In my early 20’s i made very poor financial decisions. Now I’ve decided to finally grow up and take responsibility for my credit. My rating as of now is 546 according to my report. I applied for a secured credit card with cap 1 … Read more

I Have Followed in My Parents Footsteps. – Sheena

“Dear Steve, 30 Years old, bad credit, one account in good standing, paid off all but 12000 in debt. Total household income $50,000 I am in the process of trying to pay off my debt and re-establish credit but I don’t know where to begin. I have saved $2000 for emergencies. Not I am in … Read more