My Mortgage Company Won’t Give Me a VA IRRRL to Modify My Mortgage. – John

“Dear Steve, I am a US veteran with a 6.5% VA mortgage loan. Additionally, I have about $13,000 on a credit card. I have tried for several years now to get the credit card debt down from it’s highest level of $18000 but every time I get to a point where I can pay additional …

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