Subscribe to our mailing list


Should I Use a Discover Secured Card to Build My Credit After Bankruptcy?

By on January 11, 2017


Dear Steve,

I’m 2 years out from Chapter 7 discharge and I have $170,000 in student loan debt (I’m under IBR). I got a new job and I’m now making 3 times my income in rent. My current credit score is just under 700.

I’ve been getting offers for Discover It card offers. I’ve been thinking about getting a secured credit card to boost my credit score. Would you go for the offers I’ve been getting by mail or go for a secured card through Discover?



Dear Heather,

I think this post will answer your question, click here.

Choice1 Choice2 Choice3 Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .

READ  My Past Credit is Dragging Down My Credit Score. I Want to Buy a House.

About Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  1. Heather

    January 11, 2017 at 12:55 pm

    Question asked.

Share a Comment / Leave a Reply

%d bloggers like this: