Ask The Get Out of Debt Experts Credit Report / Credit Score

Should I Use a Discover Secured Card to Build My Credit After Bankruptcy?

Written by Steve Rhode

Question:

Dear Steve,

I’m 2 years out from Chapter 7 discharge and I have $170,000 in student loan debt (I’m under IBR). I got a new job and I’m now making 3 times my income in rent. My current credit score is just under 700.

I’ve been getting offers for Discover It card offers. I’ve been thinking about getting a secured credit card to boost my credit score. Would you go for the offers I’ve been getting by mail or go for a secured card through Discover?

Heather,

Answer:

Dear Heather,

I think this post will answer your question, click here.

morehelp1
Choice1 Choice2 Choice3 Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .

READ  Can I Get the Bank to Remove the Charge Off From My Credit Report? - Ellen



About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

2 Comments

Share a Comment / Leave a Reply

Scroll to Top
%d bloggers like this: