A reader just sent me a mailer as part of my I Buy Junk Mail program.
This mailer appears to spoof an official looking document and never describes who the company is behind sending it. Even the envelop is generic and vague.
Do You Have a Question You'd Like Steve to Answer? Click Here.
The mailer is just a sales letter attempting to induce consumers to call the salesperson so they can close some deal.
While the face of the letter makes all sorts of claims for reducing the debt, the fine print says, “Any financial information contained herein is for example purposes only and does not reflect any actual debt you may or may not owe.” If that’s the case then how in the world can the marketer make the statement, “this report also shows you have likely been late” and other trigger messages? They can’t, it’s BS.
It’s exceptionally hard to tell what snake oil they are trying to sell when they say you will “Avoid Costly Debt Management Programs” and avoid bankruptcy.
In my opinion, anyone getting such a vague and incomplete mailer should tear it up and toss it away.