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If I’m Awarded Disability How Much With I Lose to My Student Loans?

Student Loans
Written by Steve Rhode


Dear Steve,

I have a $26,000, when combined, student loan debt which is presently in default. I’m 61years old, applied for disability, having the first of 3 surgeries on July 3, total right knee replacement. Forced to move from home to live with sister who had knee replacement also. I live with her in Sacramento, Ca. I’ve been here since June of 2014, have not worked and also owe IRS $7000.

If I am awarded disability, what percent will each take? Not going to be much to live on. Plus I owe my sister who’s been taking care of me the whole time. How do I get from under?



Dear Shelia,

It’s not clear if these are federal or private student loans. If you can update me in the comments below I can answer your question for you.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


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