Getting Out of Debt

We Have Debt But Don’t Want to Have to File Bankruptcy

Written by Steve Rhode


Dear Steve,

We have gotten buried in Pay Day and Installment Loans and see no way out. We have been turned down by Lending Club and others. National Debt Relief wants to help, but we aren’t sure. We have about $10,000-$15,000 worth of debt. We don’t want to have to file Bankruptcy.

Are there any options open to us besides Bankruptcy?



Dear Mark,

Why don’t you want to file bankruptcy?

There is often a clear disconnect between the desire to avoid bankruptcy and the logical review of the solution. If you want to review all of your options you should try my Get Out of Debt Calculator.

I’d love to hear why you want to avoid bankruptcy. Please respond in the comments below.



You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

READ  Bank of America Sent Me to CCCS and They Rejected Me. - Loretta

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


Leave a Comment

Scroll to Top