My brother is being sued by American Express.
He had a card with them and had about 2 to 3 K of dept on the card. Then he lost his job and got a divorce. He has note been able to make payments or pay it off. As he has no income. What can he do about his. To stop it.
Your brother has two choices. He can either let American Express sue him, he will lose, and they will get a judgment against him. When he gets a job they may try to garnish his wages if they find out about it.
Or, the way to legally terminate this debt would be for him to go bankrupt. It will end the suit and end his obligation to it. I suspect this is not his only debt and a bankruptcy would allow him a clean break and a fresh start to begin his life again.
No matter what path he ultimately decides to follow he should find a local bankruptcy attorney he likes and make a free appointment to go in and learn more about what bankruptcy would mean for him.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.