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My Brother is Being Sued by American Express. What Can He Do About It? – Ryan

“Dear Steve,

My brother is being sued by American Express.

He had a card with them and had about 2 to 3 K of dept on the card. Then he lost his job and got a divorce. He has note been able to make payments or pay it off. As he has no income. What can he do about his. To stop it.


Dear Ryan,

Your brother has two choices. He can either let American Express sue him, he will lose, and they will get a judgment against him. When he gets a job they may try to garnish his wages if they find out about it.

Or, the way to legally terminate this debt would be for him to go bankrupt. It will end the suit and end his obligation to it. I suspect this is not his only debt and a bankruptcy would allow him a clean break and a fresh start to begin his life again.

No matter what path he ultimately decides to follow he should find a local bankruptcy attorney he likes and make a free appointment to go in and learn more about what bankruptcy would mean for him.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

1 Comment

  • Nice information on credit cards.And now a days there are a lot of facilities offering by different banks so that to increase the user rate.And recently military credit cards are offering the best facilities.The best thing about this card is it automatically pays you the rewards in your account monthly without the usual $50 minimum like most credit cards.

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