This comment came in on a previous post of mine, What Do You Think of the Dave Burke Real Talk System of Eliminating Debt? – Stan.
I don’t think I’ve ever created a new post from a comment before but this comment brought to light some very disturbing issues.
I went to the Real talk “Free” seminar. At the end of the session they asked us to sign up for the program. I told them that my wife pays the bills and would need her on board, because there is work involved in managing your payables. Dave Burke told me to give him a $200.00 refundable deposit to hold a spot if my wife wanted to participate.
My wife was not interested, So I just forgot about it. approximately a year and a half later I got a letter from a collection agency stating that I owed $1297.00 plus $153.00 in interest. I was not contacted by nor did I recieve any goods or services from Real Talk Network. Real Talk Network says that it is out of their hands. The Collection agency has reported to credit agencys, yet they cannot produce a contract. I would STAY AWAY from Real Talk Network, its easy to become debt free if you charge people for nothing. – Chris B
Dave Burke and the Real Talk Network hold themselves out to be consumer advocates that help people to break free from debt. If this comment is true, the actions of Dave and his cronies is unconscionable.
So let’s say Chris B signed an agreement for services with his deposit. Still, as a consumer helper, you don’t force the guy to pay for help or services he does not want. The contract, if it existed, should have just been trashed.
Not only was it dead wrong to send the guy to collections in the first place, for services it appears he never received, but to say it is now out of their hands, is ridiculous, they could recall the account. That is, unless they sold the debt to a factor to collect cash against the obligation. If that’s the case, that’s not right either.
And if they recall the account they could update the guys credit report. It can all be fixed.
But I’m left with the concern that the Dave Burke, radio host and Real Talk Network approach is nothing more than making sales, not helping people.
What do you think?