Pain Envelope Contains Dubious Debt Relief Mailer

Another kind reader sent in this debt relief mailer she received. We’ve seen ones like this before.

My personal opinion is to trash this if you get it.

It arrives in a plain envelope and who can’t tell who it is from by looking at the front.

Debt Relief Mailer Plain Envelope

This mailer was sent to me through my I Buy Junk Mail program. If you have junk mail you’d like to sell, click here. To see other mailers, click here.

The inside of the mailer is shown below.

There are some educational moments with the mailer.

Call for Adjustments

Seems like some “adjustment” can be made by calling. But that “adjustment” is a sales pitch to purchase debt relief services from a sales representative. There is no creditor authorized “adjustments” waiting for callers.

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

Failure to Respond

The terrible things that will happen to you are exactly what is happening now. You will continue to pay the interest you are paying and will have fees and penalties if you don’t pay. But if the option you will be sold is to settle your debts, you will be instructed to stop making payments to your creditors.

Program Example

If you read the fine print on the bottom of the mailer it becomes clear the example given is meaningless. The fine print says the example is only for illustrative purposes, it is a typical example, but savings are dependent on individual circumstances. But here is the kicker, previous results can be counted on and the fees for the service are not shown in the example.

Be a Smart Consumer

If you receive this or a similar mailer, just keeping mind this is really not much more than an attempt for you to call the number and talk to a potentially commissioned sales person that is motivated to tell you just about anything to close the sale.

See also  TriPoint Lending Mailer Review Leads Me to Have to Call BS

Feel free to call but don’t feel compelled to rush into anything.

I would recommend that anyone considering using such a company should read the following free guides.

  1. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
  2. 10 Must Do Steps to Find the Best Counseling or Settlement Company for You
  3. How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off
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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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