I saw this story below on CNN and for me it typifies the type of kindness and compassion that is needed to help someone you know with money troubles. Sometimes the best thing you can do is just to be a friend.
If you know of someone that is struggling with debt problems, do something random and nice for them. Surprise them, take them to lunch, or fill their gas tank for them. If you can’t afford to do that stuff, hugs are free and priceless.
You don’t have to offer pity to offer a shoulder to lean on and rather than let another person suffer in silence, let them know you care.