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I Just Bought a House And My Soon to Be Husband is Going to File Bankruptcy. – R

“Dear Steve,

I just bought a house, in my name only and will be getting married next month. He is planning on filing bankruptcy due to his ex foreclosing on a house that was in both names. When he does this, will it effect my loans? Can they come after my assets, that I had before getting married?

R”

Dear R,

Even if you lived in a community property state like Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin, it looks like you are in the clear.

Your house is an asset you purchased in your name prior to marriage. You were not a party to his old debts and are not responsible for them.

Rest easy and congratulations on the upcoming wedding.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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