Subscribe to our mailing list

X

I Did a Very Bad Thing. I Just Told My Husband. – Bonni

By on January 28, 2010
I Did a Very Bad Thing. I Just Told My Husband. – Bonni

“Dear Steve,

I made did a very bad thing,I was going to say I made a huge mistake.but it was wrong and I knew it was wrong. I took out credit cards in my husband name used them to help family members pay bills and other stupid frivulous things. thinking i would be able to pay them off. now I am not working, had to come clean to my husband and 40,000 in debt. It looks like i can’t pay off but we can’t do bankrupsy because he owns a rental house and we can’t sell it he is on s.s and disabled so we dont have a lot of money.

What is a good debt consolation or debt couselors/ relief company and how can I build our credit back up not to do this again.

thank you

Bonni”

Dear Bonni,

Yes, that’s the problem with identity theft, it does lead to bad things. Your husband has three choices, he can file criminal charges against you or he can accept responsibility for the debt or go bankrupt.

Frankly, in your situation and with the low probability you can repay the debt with your current income it looks like a Chapter 13 bankruptcy might be the most logical solution. Click here to find a local bankruptcy attorney.

Can you really afford $900 a month to go into a credit counseling program or am I wrong in assuming that is not affordable?

morehelp1 Choice1 Choice2 Choice3 Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .

READ  My Father Stole My Identity and Ran Up Bills But I Need Student Loans

Last step, fill out the information below or call us for Priority Assistance.

What problems are you having with your report?

Your first name is required. Your first name is required to be at least 2 characters. Your first name cannot be longer than 50 characters.
Your last name is required. Your last name is required to be at least 2 characters. Your last name cannot be longer than 50 characters.
Your email is required.
Your phone is required. Your 10 digit phone number is required.
Your state is required.
Your age is required. Your age must be greater than 18. Your age must be less than 100.

By clicking on the "Contact Me" button above, you consent, acknowledge, and agree to the following: Our Terms of Use and Privacy Policy and to receive electronic communications. We take your privacy seriously. That you are providing express "written" consent for Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS - charges may apply), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. Consent is not required as a condition to utilize Debt.com services and you are under no obligation to purchase anything.

By clicking on the “Contact me” button above, you consent, acknowledge, and agree to the following: (1)That you are providing express “written” consent for Lexington Law Firm, Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS – charges may apply), or dialed manually, at my residential or cellular number, even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list; and (2)Lexington Law’s Privacy Policy and Terms of Use and Debt.com’s Terms of Use and Privacy Policy. Consent is not required as a condition to utilize Lexington Law or Debt.com services and you are under no obligation to purchase anything.

About Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Share a Comment / Leave a Reply

%d bloggers like this: