Ask The Get Out of Debt Experts Credit Counseling Loans

I Got 6 Payday Loans While in a Debt Management Program. – Scott

“Dear Steve,

i entered a debt management plan about 9 months ago, however i have taken out a further 6 payday loans since, which i am struggluing to pay back, what are my options? my debt os over 15k, should i have been able to take out these loans when in a debt management plan?


Dear Scott,

Well the need for the payday loans tells me the debt management program wasn’t working for you and left you in a situation where it was obviously unaffordable.

You need to seriously consider bankruptcy and get yourself back in a situation where you actually have a chance at a fresh start. Click here to find a local bankruptcy attorney you like and go talk to them.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

READ  I'm Working With a Debt Consolidation Company But Now Have 8 Payday loans. - Favgirl

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

1 Comment

  • i tried a debt consolidation company called relief llc and they almost scammed me said they would not do anything until month 3 once i gave them almost a 1000 dollars by them that will just be interest fees anyway. 

    i tried a debt management company where i could control my saving and what my lenders will receive as payment and i set my own budget to pay on my terms
    they verified my lenders and sent out all the formal complaints to dispute my debt and valid legit lenders

     try they have no monthly fees and i started with a partial payment 

Leave a Comment

Scroll to Top