I Sent a Dispute Letter About a Debt And Have Not Heard Back. – Dave

“Dear Steve,

Medical bill; my insurance company’s statement shows my wife doesn’t owe the money. Finally received a Lawyer Letter, requiring payment.

I sent a certified letter, return receipt, disputing a debt. I have USPS proof they received my letter. I have not received a response from the recipient. It has been just shy of 60 day since I sent the original dispute letter. How long does the debt collector have to respond to my original letter of dispute?

Is there a time period at which I can assume the debt is not owed for lack of response from the Lawyer’s Office?


Dear Dave,

Keep sending them about every three weeks till you get a response. According to one suit against a collection agency they didn’t both looking into the matter till they got four dispute letters.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

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