The debt collector can seem like a scary person but debt collection is like any other business and the debt collector is just trying to do a job and get paid.
Question: Dear Steve, Received a letter from Slovin and Assoc. Reading Rd, Cincinnati, Ohio, saying I owe Autovest L.L.C., $32,855.23. I do not owe this. I did not live in Ohio in May 2015 when they said I owed this. I recently was put on disability and was hospitalized with a broken neck and cancer. …
Question: Dear Steve, Every once in a while, I get a weird voice mail threatening legal action through county court services claiming the caller’s client has attempted to contact me several times. The callback number given is 833-259-6457, which a search links to Bellman & Sterns, https://www.bellmanandsterns.com/. I’m not hard to find; having just purchased …
Question: Dear Steve, The Discover debt that I got sued for was dismissed by the court four years ago and now another collections agency that Discover sold the dept to is keep asking for me to pay them back. How can I have this collection agency stop asking me for the money? Can I send …
Question: Dear Steve, I am being sued by midland funding. I hoped to settle with them, but was unsuccessful and have been given a hearing date. My hearing is being via teleconference because of the current global situation. My Court hearing is in about 30 days. How do I handle this? How do I know …
Question: Dear Steve, I, too, just received a call from a very old Bally Fitness debt. I was 17 or so when I signed up, and am now 31. I received a call about they are now going to be taking me to court. Is there anything I can do? They did not call me …
Question: Dear Steve, Got a letter from a law firm for a debt. I ask for them to provide a listed statement and they said they will send it. I got a letter of voluntary dismissal. Now how do I get it off my credit? Sandra Answer: Dear Sandra, It is not exactly clear what …
Question: Dear Steve, Not sure about this, I got this email and have no idea what it’s about can you help me. “PAST DUE AMOUNT – 1080.00 This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to have been awarded …
Question: Dear Steve, A threatening e-mail saying I owe for a loan I NEVER TOOK. Telling me I will be served if I don’t pay in 24 hours. Threatening all the things you list in your bogus letters. Telling my employer, my family, the case will be downloaded in 24 hours and I will be …
Question: Dear Steve, I was evicted back in 2017. I received a notice from the property management firm a few months after the eviction and they were trying to charge me for the remaining balance of the lease as well as damages, which there were none. I even turned in the keys and the apartment …
Question: Dear Steve, I keep getting threatening e-mails saying that I will have to hire a lawyer, appear in court, & other threats. What should I do? Paul Answer: Dear Paul, It’s hard to give some general advice on your situation. I’d love to label all such emails as a scam but there is always …