Rate and Review

Global Debt Management – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

10 Comments

  • I am an attorney here to help you sue these people.  Please contact me if you are interested in receiving compensation from these scam artists.  I am both a doctor and an attorney with over $6,000,000 in recoveries over the past two years.  310-289-2600.

  • Wow, I can’t believe some of the comments here. My wife and I enrolled in GDM over two years ago after we accumulated some bad business debt, and are better than satisfied with the help they have provided. It could be better in some ways, but I give them a solid B+.

    Before signing anything or handing some portion of my financial future over to GDM, I investigated them for numerous hours and spent a lot of time on the phone with their reps asking questions. Yes, they do take a % of your recovery money in fees, but they were up front about it and provided us an amortization chart showing how the process worked. As they repeatedly told us, the process takes time and to have patience. Even when a couple of creditors tried to take us to court, they were calm and provided us the necessary documents to file and steps to take to ensure an outcome in our favor. (In one instance, the judge threw out the case because our paperwork was more ‘by the book’ than the attorney for the creditor. I still laugh about that to this day.)

    We have settled two creditor accounts so far and are have 3 more to go. The first settled for about 50% of the original debt and the second settled for about 33% of the original debt. Not bad if you ask me. We also had the ability to prioritize the debts we wanted settled. For example, we wanted our Bank of America CC settled first because we had our mortgage with them as well and didn’t want one account to contaminate the other.

    I am really puzzled about the comment above where the guy says they took his money and never called him back. We have a personal account rep, know her by name, and call / e-mail her from time to time. She always a quick response and has answers for us.

    For us, it has been a decent experience, and helped us avoid dealing with obnoxious creditors who repeatedly call looking for their money after we have told them many times we don’t have it. We recommend them – but know what you are getting into. Not a quick fix! Not an instant result! But over the long term will save you money and get you out of debt on more favorable terms.

  • Wow, I can’t believe some of the comments here. My wife and I enrolled in GDM over two years ago after we accumulated some bad business debt, and are better than satisfied with the help they have provided. It could be better in some ways, but I give them a solid B+.

    Before signing anything or handing some portion of my financial future over to GDM, I investigated them for numerous hours and spent a lot of time on the phone with their reps asking questions. Yes, they do take a % of your recovery money in fees, but they were up front about it and provided us an amortization chart showing how the process worked. As they repeatedly told us, the process takes time and to have patience. Even when a couple of creditors tried to take us to court, they were calm and provided us the necessary documents to file and steps to take to ensure an outcome in our favor. (In one instance, the judge threw out the case because our paperwork was more ‘by the book’ than the attorney for the creditor. I still laugh about that to this day.)

    We have settled two creditor accounts so far and are have 3 more to go. The first settled for about 50% of the original debt and the second settled for about 33% of the original debt. Not bad if you ask me. We also had the ability to prioritize the debts we wanted settled. For example, we wanted our Bank of America CC settled first because we had our mortgage with them as well and didn’t want one account to contaminate the other.

    I am really puzzled about the comment above where the guy says they took his money and never called him back. We have a personal account rep, know her by name, and call / e-mail her from time to time. She always a quick response and has answers for us.

    For us, it has been a decent experience, and helped us avoid dealing with obnoxious creditors who repeatedly call looking for their money after we have told them many times we don’t have it. We recommend them – but know what you are getting into. Not a quick fix! Not an instant result! But over the long term will save you money and get you out of debt on more favorable terms.

  • THIS COMPANY IS A SCAMM I HOPE ANY INTERESTED FAMILY RESEARCH THEM WELL BEFORE PAYING YOUR SERVICE FEES UP FRONT LIKE I DID 10,000 THEY STOLE FROM ME AND ONCE PAID IN FULL THEY WILL NO LONGER RETURN YOUR CALLS EVEN IF WHAT YOU PAID THEM TO DO HAS NOT BEEN DONE. THEY STOLE MY MONEY AND DID NOT HONOR OUR CONTRACT I REQUESTED A REFUND OF MY SERVICE FEES AND WAS OFFERED 1,200 REFUND OUT OF MY 10,000 PAID IN ADVANCED FEES YEAH RIGHT THIS IS NOT A REASONABLE OFFER I AM STILL WORKING ON GETTING MY HARD EARNED MONEY BACK IF ANYONE HAS ANY ADVICE PLEASE FILL ME IN THEY HAVE A F RATING WITH BETTER BUISNESS BUREAU AND THE FEDERAL TRADE COMMISION IS REVIEWING THERE SERVICES AND THEY ARE NOT LISCENSE WITH THE CALIFORNIA COMMISSIONER OF CORPORATIONS WHICH IS REQUIRED BY CALIFORNIA LAW FOR BILL PAYING SERVICES AND PRO-RATERS ACCEPTING MONEY FROM CLIENTS TO BE DISBURSED TO CREIDITORS ON BEHALF OF THE DEBTOR. WHAT ELES DO I NEED TO SAY IF YOU HAVE COME ACCROSS THIS AND YOU ARE DOING YOUR HOMEWORK ON GLOBAL DEBT MANAGEMENT STOP NOW YOUR WASTING YOUR TIME THEY WILL TAKE YOUR MONEY AND RUN.!!!THEY ARE ALSO KNOW AS FREEDOM DEBT RELEIF,COVENANT DEBT SOLUTIONS,FINANCIAL CROSSROADS,KAZLOW&TUCKER DEBT RELIEF,NATIONWIDE SUPPORT SERVICES ,DEBT TALK,DEBT TALK CENTER, NATIONWORKS NWS,GBD,SOLVE DEBT,LIBERTY SETTLEMENT GROUP, PROSPER FIANCIAL SERVICES,SUPERIOR DEBTSOLUTIONS AND DIRECT APPLY.COM AND MANY MORE WHY SO MANY NAMES FOR ONE COMPANY? BECAUSE IT IS A SCAM WHEN THEY FELL HEAT FROM BBD,FTC AND OTHER SOURCES THEY FOLD UP AND OPEN BACK UP LATER WITH ANOTHER NAME BUT SAME POLICY

  • THIS COMPANY IS A SCAMM I HOPE ANY INTERESTED FAMILY RESEARCH THEM WELL BEFORE PAYING YOUR SERVICE FEES UP FRONT LIKE I DID 10,000 THEY STOLE FROM ME AND ONCE PAID IN FULL THEY WILL NO LONGER RETURN YOUR CALLS EVEN IF WHAT YOU PAID THEM TO DO HAS NOT BEEN DONE. THEY STOLE MY MONEY AND DID NOT HONOR OUR CONTRACT I REQUESTED A REFUND OF MY SERVICE FEES AND WAS OFFERED 1,200 REFUND OUT OF MY 10,000 PAID IN ADVANCED FEES YEAH RIGHT THIS IS NOT A REASONABLE OFFER I AM STILL WORKING ON GETTING MY HARD EARNED MONEY BACK IF ANYONE HAS ANY ADVICE PLEASE FILL ME IN THEY HAVE A F RATING WITH BETTER BUISNESS BUREAU AND THE FEDERAL TRADE COMMISION IS REVIEWING THERE SERVICES AND THEY ARE NOT LISCENSE WITH THE CALIFORNIA COMMISSIONER OF CORPORATIONS WHICH IS REQUIRED BY CALIFORNIA LAW FOR BILL PAYING SERVICES AND PRO-RATERS ACCEPTING MONEY FROM CLIENTS TO BE DISBURSED TO CREIDITORS ON BEHALF OF THE DEBTOR. WHAT ELES DO I NEED TO SAY IF YOU HAVE COME ACCROSS THIS AND YOU ARE DOING YOUR HOMEWORK ON GLOBAL DEBT MANAGEMENT STOP NOW YOUR WASTING YOUR TIME THEY WILL TAKE YOUR MONEY AND RUN.!!!THEY ARE ALSO KNOW AS FREEDOM DEBT RELEIF,COVENANT DEBT SOLUTIONS,FINANCIAL CROSSROADS,KAZLOW&TUCKER DEBT RELIEF,NATIONWIDE SUPPORT SERVICES ,DEBT TALK,DEBT TALK CENTER, NATIONWORKS NWS,GBD,SOLVE DEBT,LIBERTY SETTLEMENT GROUP, PROSPER FIANCIAL SERVICES,SUPERIOR DEBTSOLUTIONS AND DIRECT APPLY.COM AND MANY MORE WHY SO MANY NAMES FOR ONE COMPANY? BECAUSE IT IS A SCAM WHEN THEY FELL HEAT FROM BBD,FTC AND OTHER SOURCES THEY FOLD UP AND OPEN BACK UP LATER WITH ANOTHER NAME BUT SAME POLICY

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