Subscribe to our mailing list

X

Should I Go With CESI Debt Solutions? – James

By on May 19, 2010
Should I Go With CESI Debt Solutions? – James

“Dear Steve,

5600 hundred dollars in debt.presenetley yearly salaray 7000 dollars. claimed bankrupcey in 2008. recieved paperwok figures to pay off debt from cesi debt solutions.debt is 5600 hundred dollars. they want 141.00 per month for five years.which comes to 8,460 dollars.

Should i accept or shop around?

James”

Dear James,

Before you jump into any debt solution I think you need to first address the issue of having gone bankrupt in 2008, making $7,000 a year in income and now being $5,600 in debt again.

If your current life situation does not allow you to make ends meet and you are using credit to get by, then any credit counseling solution is probably doomed to fail. A debt management plan will not help you to make ends meet when they can’t.

Can you get by now without using any more credit?

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

morehelp1 Choice1 Choice2 Choice3 Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .

READ  CESI Debt Solutions Asks Maryland to Help in Dispute With Amerix

Last step, fill out the information below or call us for Priority Assistance.

What problems are you having with your report?

Your first name is required. Your first name is required to be at least 2 characters. Your first name cannot be longer than 50 characters.
Your last name is required. Your last name is required to be at least 2 characters. Your last name cannot be longer than 50 characters.
Your email is required.
Your phone is required. Your 10 digit phone number is required.
Your state is required.
Your age is required. Your age must be greater than 18. Your age must be less than 100.

By clicking on the "Contact Me" button above, you consent, acknowledge, and agree to the following: Our Terms of Use and Privacy Policy and to receive electronic communications. We take your privacy seriously. That you are providing express "written" consent for Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS - charges may apply), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. Consent is not required as a condition to utilize Debt.com services and you are under no obligation to purchase anything.

By clicking on the “Contact me” button above, you consent, acknowledge, and agree to the following: (1)That you are providing express “written” consent for Lexington Law Firm, Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS – charges may apply), or dialed manually, at my residential or cellular number, even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list; and (2)Lexington Law’s Privacy Policy and Terms of Use and Debt.com’s Terms of Use and Privacy Policy. Consent is not required as a condition to utilize Lexington Law or Debt.com services and you are under no obligation to purchase anything.

About Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

3 Comments

  1. Tracy

    May 19, 2010 at 3:50 pm

    James,

    Tracy from CESI Debt Solutions here -I would second what Steve already said. While CESI would love to help you tackle that debt and pay off your accounts, the bigger picture here is that you want to regain control of your finances. I would highly encourage you to take advantage of some of the free budgeting resources that are available on our site or other sites to learn how to avoid getting back into this situation in the future. It’s important to realize that with any repayment plan you will not be paying a flat fee over the years it takes to repay, but you will continue to accrue and pay for interest charges as well – if you can avoid adding to the amount of debt you have already accumulated you can pay the accounts off faster and stay debt free for life! Best of luck on your journey to financial freedom.

    • Steve Rhode

      May 20, 2010 at 8:49 am

      Tracy,

      Great to see your response.

      Thanks.

      Steve

      • Tracy

        May 20, 2010 at 8:52 am

        Happy to help! You do good work.

Share a Comment / Leave a Reply

%d bloggers like this: