Is There a Government Program That Will Reduce Your Credit Card Debt by 90%? – Richard September 11, 2020August 13, 2010 by Steve Rhode “Dear Steve, Is there a government program that will reduce your credit card debit by 90% or is this just a scam? Richard” Dear Richard, Yes, it’s a scam. Please update me on your progress by Steve Rhode Debt Coach and Author Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here. See Full Bio