Husband Deserted Me While I Was Being Treated for Breast Cancer. – Wendy

“Dear Steve,

Recovering breast cancer, single mom. (Husband desserted me during treatment). Able to buy a house on my own after borrowing from my retirement. In credit card debt over $20,000 now before I realized it. Emotionally wanted to make myself and kids happy. Mistake

Do these debt bailouts ruin your credit? Can I get help and still have good credit?

Wendy”

Dear Wendy,

There is no such thing as a debt bailout. And it is not possible to intercede in your debt and emerge with as good or better credit unless you consolidated it with a loan. As an example, LendingClub.com is one such place.

Are you not able to afford the monthly payments on the $20,000 of debt or are you just concerned that you now have the debt? It’s not clear from your question.

Please update me on your progress by

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Steve Rhode
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