I have more than 10,000 dollars credit card debt and some my husband’s cards are over 20 percent APR-====do I have to pay someone to help me securing the money that has been for helping to bail people out or can I do it on my thru a govt. agency?
Will it affect my credit?
There is no government bailout for debt. You’ll see plenty of ads for it but they are a scam.
The only reliable source I know for debt consolidation loans is LendingClub.com but you’ll need reasonable credit in order to get one.