I have more than 10,000 dollars credit card debt and some my husband’s cards are over 20 percent APR-====do I have to pay someone to help me securing the money that has been for helping to bail people out or can I do it on my thru a govt. agency?
Will it affect my credit?
There is no government bailout for debt. You’ll see plenty of ads for it but they are a scam.
The only reliable source I know for debt consolidation loans is LendingClub.com but you’ll need reasonable credit in order to get one.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.