Can They Garnish My Wages When I Work in PA But Live in NJ? – Greg

“Dear Steve,

I have wage garnishment for alimony about a 1/4 of my disposable income. I live in New Jersey but work in Pa.

I know there are limits that can be garnishment ;must my garnishment for alimony be accounted towards that limit. Can I be garnish for debts since I work in Pa and pa does not permitted wage garnishment for debts?


Dear Greg,

According to my internet research: (AKA Google)

WAGE GARNISHMENT EXEMPTION: Garnishment may not exceed 10% of gross salary. Monies may not be withheld if disposable weekly earnings are less than $154.50 per week or $309.00.00 every 2 weeks.

But it does appear that if your remaining income is 2.5 times the poverty level they can take up to 25% of your income.

The bottom line is that you really need to speak to a New Jersey attorney for a definitive legal answer. I’m not a lawyer and can’t give you legal advice.

Please update me on your progress by

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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