My sister added me as an “authorized user” on her credit card. I used the credit card to purchase a used vehicle and have been paying the monthly payments on her card for the past year or so. Now she has filed bankruptcy. Her bankruptcy attorney told her that even though I am an “authorized user” on the card, I am still liable for those charges and that the credit card company will come after me for the outstanding balance.
I’m not a co-signer on her credit card but rather an “authorized user”. Am I legally responsible for the debt? And how does this affect my credit?
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