Due to an auto accident I was unable to remain current on my debts and was able to work with all creditors but Citibank. The quit accepting the small payments I was able to make and sold the debts to collection agencies. I recently received a call from an attorney for one of the debts and they stated a lawsuit had been initiated and I will be served with a summons and complaint. I can pay the amount due, in excess of $8,000.00, in 4 payments or a judgement would be obtained for the full amount plus attorney fees. I told them that I had sent a letter certified mail requesting a repayment plan a week prior and was traveling on business and not available to retrieve a response. I was told they did not know anything about that.
Can a default judgement be awarded if I am not served?
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