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Emotional Problems from Debt Ruining Life. – John

Been a good provider for the home, but I ran up debt supposing to get an inheritence that would pay for it. I have been struggling with depression for three years and it is getting worse along with my finances. I have been hospitalized once for suicidal ideations. I am on medication. I have lost my faith, as well. I am a Christian and this is a shame to my walk, as well.

I have credit card debt and a second, we are struggling to make the minimum payments and emotionally I am ruining my marriage, job and life overall. Although everything is current, is it appropriate to declare bankrupcy (our savings is being depleted to nothing to stay current). I had a couple of pay cuts and I am really not in a place to handle life emotionally. Thought about suicide but I have a wife and four children. Can’t stand the thought of a lifestyle change I guess.

John




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