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My Mother Went With Legal Helpers Debt Resolution and Got Sued. – Kimberly

My mother signed a contract with Legal Helpers Debt Resolution about 6 months ago. She has been making her monthly payments on time (she signed up for the 4 month plan) and has recently been served with a lawsuit by one of the credit card companies. She has received limited communication from LHDR. The most recent letter indicated that now that the up-front fees are paid, they have started to settle the smaller credit card balances.

How can she verify LDHR is doing their job along the way? Should they be communicating more than about once a month?

Kimberly




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Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


See also  Legal Helpers Debt Resolution - Consumer Complaint - January 31, 2013



About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

12 Comments

  • Mike

    The part of your post with the A B & C is spot on.

    Other parts of your post confuse me.

    You say an attorney knows best, but then say feel free to ask for a different analyst or manager. Who works on this stuff at legal helpers, an attorney, an analyst or a manager? If an attorney knows best, should not your comment be “feel free to request a different attorney”?

    Can you see where your post would leave someone confused?

    Mike, why should your family member being a client of LHDR be weighed? Who are you? What is it about your family that is so impressive as to be a testament to the level of operation at legal helpers?

  • Nick,

    I responded to a comment of yours in a different LHDR post a moment ago, then I came upon this one.

    You, Sir Nick, are not doing Kim any favors by minimizing the lawsuit. You come across intelligent enough, which is why I assume you are aware that lawsuits turn into judgments which lead to garnishment, levy and liens in order to collect on said judgments. That is most certainly a big deal.

    You failed to point out to Kim that it is quite likely her mothers participation with LHDR is what led to the suit. Lets see:

    LHDR payments are paid up front, having paid them, only now are they starting to settle the small accounts.

    The account being sued on could have been avoided by settling it earlier, but that strategy never had a chance because LHDR fees were more important than Kim’s mom’s success. Marketing affiliates for LHDR such as yourself also place a higher importance on getting paid their commissions than on their victi…. ummmm…. customers success.

    The suit against Kim’s mom was likely brought about by LHDR sending in a limited POA in the first place.

    Why do you suggest not spending too much time or money on an attorney for court? Is Legal Debt Helpers not supported by attorneys? Is that not the assumption Kim’s mom had when she enrolled? Does not the name “Legal Debt Helpers” imply legal support? You mean she does not have access to an attorney?

    Kim – What state is your mom in? You/She may indeed want to speak with an attorney. Not for the credit card suit, but to represent you in a claim against LHDR.

    By the way, your car analogy is stupid and your reference to the banks being bailed out in order to attach an emotional aspect to a consumers hardship is equally stupid.

  • The whole process of negotiating consumer debt is for some reason not really grasped by many.
    An attorney knows the laws governing a certain issue best out of any of us. With credit card debts, the first few months are tough for a few reasons. A) There is the “grace” period a consumer has (30, 60, 90 days etc.) So if this is the first few months, there really can’t be any updates because the debt hasn’t even been moved to a loss mitigation dept. where the real action can happen. B) Each creditor has different protocol for their consumers late payments, especially with the variance is amount. C) Do you really think that you are one of only a few hundred people these companies have on file and on their desks at this moment? (Try millions)
    So hang in there, keep great notes, make sure whoever is assisting you is competent and if not feel free to ask for a different analyst, manager etc.
    PS
    My family member is a client of this same company, that should speak volumes. Also after the FTC laws have thus been passed, they are still in business. Again, another testament to the level they operate on.
    Be Well.

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