Reader Questions

Capital One is Suing Me and I Can’t Afford to Travel to Court. – Xaviera

I came into financial distress to a point that I was unemployed and had to move to my mothers home in another state to survive with my young child of 6 years old. I am still unemployed but hopeful that I will be joining the workforce soon. At this time I have no car, no home of my own, I receive food stamps and I am waiting for financial assistance from the goverment agency for children and family.

I was served with papers from Capital One to which I responded immediatly. My court date was Nov 4th but I called in October to explain to the Court Clerk my situation, and asked if I could postpone this until I had the $ for the trip back to New York. I was told NO…and that when I could go, I would have to explain why I didn’t show up.

What is going to happen? I hear horror stories about Capital One garnishing wages and seizing 10 – 20% of any money in a banking account! I have nothing and I am struggling to find a job, obviously I cannot buy a plane ticket or even a bus ticket!


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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