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Tag Archives: unemployed

I Got Married and My Husband Got Laid Off

beautiful girl on stool with laptop

“Dear Steve, I’m working full time and earning 46k annually. I got married this past spring and then my husband was laid off in June. His unemployment benefits are lower than his previous income and he is missing due dates every other month. We have barely been married long enough to merge bills but I’m scared because he already has ... Read More »

    I Don’t Want My Student Loans to Hurt My Credit Report

    Businesswoman leaving office after being laid off carrying box o

    “Dear Steve, I owe $17,000 on my student loans. I have been able to make the payments each month, but I just learned that I will be soon losing my job. I don’t have an emergency fund and I will not collect enough on unemployment to make the payments with my other expenses. What is the best course of action ... Read More »

      Unemployed and No Income. Will Creditors Come After My House? – Chris

      body outline

      “Dear Steve, I lost my job (no advance notice) in June 2007. I was unemployed for 75% of the next 5 years. I worked for 23 months (4-2012 to 3-2014) and again lost my job. I work as a consultant primarily for Caltrans as an Inspector (bridges). In the last 6 months I’ve worked less than 60 hours and am ... Read More »

        My Unborn Child Died and I’ve Lost Two Jobs. – Mary

        Just a cow picture to make you feel happy thoughts. Mooo!

        “Dear Steve, Two Job losses,1 death of an unborn child, medical issues and one birth has left me in abandoned credit card accounts but I continued paying on my car from my unemployment payments which recent has also been exhausted. My husband also recently relocated from the UK and has not been able to find a job. Yesterday I received ... Read More »

          Husband Laid Off and We Are Barely Making It. What Now? – Meredith

          Woman in safari hat looking through binoculars

          “Dear Steve, My husband got laid off from his job in November 2009 and has not found employment since and everything has fallen on me. We rent our apartment for the last 12 years and the monthly rent is $885.00. We have about $115,00.00 in debt. It is a mixture of Student Loans, Taxes, Credit Cards, and Payday Loans etc. ... Read More »

            I Lost My Job and Legal Advocates Wants to Settle My Debt. – Tammy

            Woman in safari hat looking through binoculars

            “Dear Steve, I owe over $31,000.00 in credit card debt and I don’t know what to do? I lost my job almost 2 months ago, my unemployment is finally coming through, but unemployment is only about 60% of what you was making at your job so its very hard to make ends meet, I’ve called my mortgage company & hopefully ... Read More »

              Single Mom Struggling to Make Ends Meet and Paying Off Debt. – Sam


              “Dear Steve, I have 3 credit cards and an auto loan. One card was recently paid in full after being delinquent for a year. The 2nd one I have made payment arrangements with and will be paid in full as soon as my tax return is received. The 3rd and highest balance (approx $7000 with Wells Fargo), I have payment ... Read More »

                Unemployment – What It’s Like To Be Unemployed


                Some think being unemployed is like a paid vacation. Really? What do you say we take a quick look at what people have to say about being out of a job and looking for work. Have you experienced being unemployed? Share your feedback and experiences about being unemployed in the comments below. Get Out of Debt Guy – Twitter, G+, ... Read More »

                  Income Reduced by Half Due to Unemployment and Creditors are Taking Legal Action. – Jackie

                  tired working woman

                  “Dear Steve, I have a few credit card that I am behind on payments,one is about to take legal action against me,Spouse have been unemployed since 2008,unemployment ran out in 2009,unable to find full time work. Have been able to get some temp work through temp employment agencies,only feww weeks at a time.Decrease in household income–50%. where can I locate ... Read More »

                    I Inherited Some Money But Unemployed. The Money is About Gone and Left In Debt. – Jane

                    Road to Recovery Sign

                    “Dear Steve, I have been unemployed since 2010. I had inherited some money when my father passed away in 2005 and was able to continue meeting my needs and paying my bills. Unfortunately because of emotional issues, I really did not have a good grasp of the kind of money I was spending. I was able to renegotiate my mortgage ... Read More »

                      I’m Unemployed But Using Savings to Keep Current With Credit Card Payments. – William


                      “Dear Steve, I have a total of $17,000 in Credit card debt ($3800 in Business Credit Card Debt) from 6 different cards. I am current on all my payments, however I have been unemployed for the last 7 months due to a disability and am running out of savings to cover the minimum payments. I recently have received a loan ... Read More »

                        I’m Unemployed and Looking for Debt Help. All the Programs Require Monthly Payments. – Rich

                        Ready to Collapse

                        “Dear Steve, I lost my job and cannot repay my debts — all unsecured. Shopping for a debt reduction program. The only debt reduction programs I am learning about require monthly payments. I have no monthly income for making any payments. However, I may be able to find a private benefactor to loan / give me the lump sum for ... Read More »

                          I’m 77, Spent My Savings Down Paying My Debt, and Out of Work. – Manuel


                          “Dear Steve, I am a 77 years young individual. I lost my job on January 2011 and have not been able to find a job anywhere, although I have been trying very hard. I have a credit card debt ( unsecured ) of around $43,000 and I have ran out of money trying to keep my credit in good standing ... Read More »

                            Lost Job. Unemployment Expired. Living on Social Security. Can’t Pay Debts. – Gwen

                            Ready to Collapse

                            “Dear Steve, Lost job. Depleted Unemployment payments. Living on Social Security only. Cannot pay all debts. I lost my job of 14yrs in 2010. I have depleted all my unemployment and only have Social Security as an income. I am 71 yrs old and cannot find another job. I have $43.000.00 in credit card bills and a personal loan. Am ... Read More »

                              How Can We Refinance Our Mortgage While I’m Unemployed? – Nicole

                              Ready to Collapse

                              “Dear Steve, Unfortunatly as I found out the HOPE program and all other programs will not modify your loan if you are currently on Unemployment benefits. What are options for people who are unemployed. I am working but my husband was laid off over 2 years ago. I have tried to modify my mortgage thru Citi Mortgage but they are ... Read More »

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