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Maxed Out and Unemployed. How Do I Get My Creditors to Work With Me? – Glen

I have 4 cards that are maxed out and I’m unemployed suddenly. I’ve been trying to answer all calls from the creditors and offered to pay a small sum each Monday (online) until I’m caught up. But they keep calling.

How do I get the creditors to work with me?


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You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Be realistic with them – do the math. If you truly can pay, then fine. But don’t make promises you can’t keep.

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