I signed up for debt settlement in May 2009 for two credit cards.
One was for $3,200 the other $12,500. This was done through Safegaurd Financial. I received civil action papers for the $3,200 for a court date in April for $4,500. The other credit card I have not heard anything. FBL Associates has contacted me and wants me to file for chapter 7. What is the best way to resolve this matter?
What direction and options do I have?
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