What would be intriguing to find out is how they received the consumer name and mailing address. On this previous post a commenter said according to Florida Bar rules “Lawfirms and attorneys are NOT approved to buy pre-screened credit data from the 3 reporting agencies…”
What makes me believe the addresses may have been purchased from a credit bureau is the tipster (send in your tips here) actually is with a company that had changed the consumer’s address with the original creditor so only the creditor, and anyone they report information to, like a credit bureau would have had the address for the mailer.
The commenter directed readers to Florida RULE 4-7.4 DIRECT CONTACT WITH PROSPECTIVE CLIENTS which says:
Any written communication prompted by a specific occurrence involving or affecting the intended recipient of the communication or a family member shall disclose how the lawyer obtained the information prompting the communication. The disclosure required by this rule shall be specific enough to help the recipient understand the extent of the lawyer’s knowledge regarding the recipient’s particular situation.
I’d love to hear what your impression is of this letter. Post your feedback in the comments section below.
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