I filed for chapter 13 in February 2006 with a payment plan that would pay off unsecured debts of credit cards, personal loans, and did a voluntary repossesion of my vehicle. The plan was for a dollar amount to be paid over 56 months. About April 2010 I recieved a letter from the Trustee stating the current payment plan would not be sufficient enough to pay the remaining balance. I found out that the Bank sold the vehicle at auction for almost $10,000 less than what I owed, and filed for me to pay the remaining balance, adding that much more money with less than a year left on the plan.
After filing a Chapter 13 and agreeing on a payment plan, can the bank come back and add on money after the fact?
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